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How can we help?

Ask anything. Find answers instantly.

Why should I refinance with Bondora?

We're here to help you get lower monthly payments. So, if we can't offer you a lower monthly payment, we won't offer you refinancing. That way, you know you're only getting the best with Bondora. The entire application process is online and super simple with minimal effort.

How long does the entire refinancing process take?

We aim to do things quickly and efficiently. After submitting your most recent 3-month bank statement, we will give you a refinancing offer immediately. Once you've read and accepted the terms and signed the offer, we'll send the payment to your existing lender within two-five business days to pay off your credit.

What is the maximum amount I can refinance?

The maximum amount we can offer to refinance is €15,000 per customer. This includes your current Bondora loan(s).

Can I refinance more than once?

Yes, there's no limit on how many times you can refinance with Bondora.

What does refinancing with Bondora mean for me?

We're here to help you get lower monthly payments, which can help make it easier to stay on track with your monthly expenses. To be able to offer you lower monthly payments, it could mean that your loan period might be longer. When we make the offer, you will clearly see your new loan period and your lower monthly payment.

Are there any fees for refinancing?

No, there are no additional fees for refinancing. We want to help you pay less every month, so we don't add extra fees; only standard Bondora fees apply. You can read more about those fees here.

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Bondora AS

A.H.Tammsaare tee 47, Tallinn 11316, Estonia
Estonian company number 11483929
EU VAT number: EE101252401

Representative example
A loan of 2,230 over 5 years will cost you € 63.88 per month. Representative 31.74% APR. The total amount payable over 5 years is € 3,962.53, which includes € 1,156.73 interest at 17.85% fixed and a €445.8 account management fee. A €130 contract fee will be collected immediately after loan is paid out. The total charge after 5 years is €1,732.53. The total amount of credit is 2,230. The rate you are offered will depend on your individual circumstances. Please examine the terms and conditions of our financial service and consult an expert if necessary.

Our loan terms
Loan amount from 500€ to 10000€. Repayment period from 3 to 60 months. Annual Percentage Rate (APR) from 31.74% to 61.56%. The rate you are offered will depend on your individual circumstances.