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Why do I have to verify my income and identity?

As a responsible lender, Bondora must ensure that every person who has an account with Bondora is fully verified (including identity and income). This is a legal requirement by the European Commission's Anti-Money Laundering and Counter-Terrorist Financing directive. It also helps to protect your personal data and your account with Bondora. We will process your personal data strictly according to Bondora's Privacy Policy.

Why do I have to complete KYC, AML, and SOF information?

These various questionnaires help us collect information essential to your account verification, such as your identity, occupation, proof of your source of funds, etc.

Why am I receiving AML questionnaire reminders?

If we need additional information about, for example, a recent payment to your Bondora account, then we will send automatic notifications daily until we receive the correct information from you. Please log in to your account and complete the required information.

Please note: we might require additional information at a later stage, and then you could receive new reminder notifications.

What are the requirements for uploading SOF documents?

It can be any document proving the source of funds used for the transaction, such as a bank statement, recent tax statement, or any other appropriate supporting documentation. It can be an original or a copy of the original. Please ensure the information on the document(s) is clear, not blurry, or damaged. If you are taking a photo, please make sure it's of good quality and in color. Take the photo in natural light without using the flash. Please upload the file in either jpg, pdf, or png format.

Please note: These questionnaires are mandatory to fill out. Therefore you might encounter restrictions to your account until all the form(s) are submitted. In some cases, we may be forced to close your account.

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Bondora AS

A.H.Tammsaare tee 47, Tallinn 11316, Estonia
Estonian company number 11483929
EU VAT number: EE101252401

Representative example
A loan of 2,230 over 5 years will cost you € 63.88 per month. Representative 31.74% APR. The total amount payable over 5 years is € 3,962.53, which includes € 1,156.73 interest at 17.85% fixed and a €445.8 account management fee. A €130 contract fee will be collected immediately after loan is paid out. The total charge after 5 years is €1,732.53. The total amount of credit is 2,230. The rate you are offered will depend on your individual circumstances. Please examine the terms and conditions of our financial service and consult an expert if necessary.

Our loan terms
Loan amount from 500€ to 10000€. Repayment period from 3 to 60 months. Annual Percentage Rate (APR) from 31.74% to 61.56%. The rate you are offered will depend on your individual circumstances.