Why do I have to verify my income and identity?

As a responsible lender, Bondora must ensure that every person who has an account with Bondora is fully verified (including identity and income). This is a legal requirement by the European Commission's Anti-Money Laundering and Counter-Terrorist Financing directive. It also helps to protect your personal data and your account with Bondora. We will process your personal data strictly according to Bondora's Privacy Policy.

Why do I have to complete KYC, AML, and SOF information?

These various questionnaires help us collect information essential to your account verification, such as your identity, occupation, proof of your source of funds, etc.

Why am I receiving AML questionnaire reminders?

If we need additional information about, for example, a recent payment to your Bondora account, then we will send automatic notifications daily until we receive the correct information from you. Please log in to your account and complete the required information.

Please note: we might require additional information at a later stage, and then you could receive new reminder notifications.

What are the requirements for uploading SOF documents?

It can be any document proving the source of funds used for the transaction, such as a bank statement, recent tax statement, or any other appropriate supporting documentation. It can be an original or a copy of the original. Please ensure the information on the document(s) is clear, not blurry, or damaged. If you are taking a photo, please make sure it's of good quality and in color. Take the photo in natural light without using the flash. Please upload the file in either jpg, pdf, or png format.

Please note: These questionnaires are mandatory to fill out. Therefore you might encounter restrictions to your account until all the form(s) are submitted. In some cases, we may be forced to close your account.