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When can I apply for an additional loan?

If you already have a loan in Bondora, you can still apply for a new one; however, you must meet the following requirements to apply:

  • At least 2 months must have passed since the issuing of your most recent loan agreement.
  • There is no debt in your loan agreement, and you do not currently have a valid principal payment holiday
  • Your current loan balance does not exceed €10,000 (maximum loan amount)

In addition to the above, you must also meet the general loan requirements. You must:

  • Be at least 18 years old when applying, and at most 75 years old when our loan expires
  • Your permanent or primary place of residence is in a country where we issue loans
  • Be in paid employment or retirement with sufficient income to cover all your monthly expenses
  • Not have a history of bad credit, such as being in default, arrears, bankruptcy proceedings, or open enforcement proceedings
  • Not have a history of gambling problems

If we can't make you a loan offer at this time, you will see the date when you can submit a new application in your Bondora account.


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Bondora AS

A.H.Tammsaare tee 47, Tallinn 11316, Estonia
Estonian company number 11483929
EU VAT number: EE101252401

Representative example
A loan of 2,230 over 5 years will cost you € 63.88 per month. Representative 31.74% APR. The total amount payable over 5 years is € 3,962.53, which includes € 1,156.73 interest at 17.85% fixed and a €445.8 account management fee. A €130 contract fee will be collected immediately after loan is paid out. The total charge after 5 years is €1,732.53. The total amount of credit is 2,230. The rate you are offered will depend on your individual circumstances. Please examine the terms and conditions of our financial service and consult an expert if necessary.

Our loan terms
Loan amount from 500€ to 10000€. Repayment period from 3 to 60 months. Annual Percentage Rate (APR) from 31.74% to 61.56%. The rate you are offered will depend on your individual circumstances.