Disclaimer: Different countries have different debt proceedings. Please find most accurate information by switching the language of this article to match the country where your loan was issued.
We will remind you about the upcoming payment date via SMS and email. If we don't receive the payment on time, we will keep reminding you of the debt by SMS, email, automated calls, and postal letters. Debt notifications will be issued starting from the first day after the debt has occurred. On the 4th day, the debt notice is also sent to you by postal mail. The letter will be forwarded to the postal address registered in your Bondora account. Debt management service fees are also added according to the legislation of the country where your loan is issued. You can check the price list here.*
If you are still unable to pay off the debt, we will have to publish the payment default in the Estonian Credit Register. You can read more about when your data will be published here.
*The price list link page is for Estonia only. To view the price list for your country, please visit your country's Bondora website, e.g. www.bondora.fi
If you do not pay the debt even after repeated reminders and three consecutive monthly payments are partially or fully in arrears, Bondora will be forced to cancel the loan agreement and appeal to the court to recover the entire loan. You can read more about the debt collection procedure for canceled loans here.
Please note: If there is more than one monthly payment in arrears and you make a repayment in an amount that is not sufficient to cover the entire debt, the loan payments will be debited according to the terms of your loan agreement and in accordance with § 415 of the Law of Obligations Act (LIA).
Your feedback and inquiries are very important to us, and we’re here to help you. If you need more assistance, please contact our support team by filling out this form.
Click or drag & drop here to upload multiple files
Allowed file types are: .jpg, .jpeg, .png, .pdf.
Max file size 5mb and max files 5.