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What is refinancing?

Bondora offers refinancing to our customers to bring their credit from other lenders to us for lower monthly payments.

To apply for refinancing, we will ask you to share some financial details. We will then make you an offer with a lower monthly payment. All you have to do is review the terms and sign. Bondora will pay off your credit to your former lenders within two-five business days.

What information does Bondora need to refinance my credit?

To make you a refinancing offer, we will need:

  • To check that you have a verified Bondora account.
  • Your latest 3-month bank statement.
  • Once submitted, we will make you a pre-approved offer almost immediately.
  • Then, you can say what the credit balances are and share your current lender's details.

To refinance your credit after you've signed the contract, we will need:

  • Your loan reference number(s) and/or loan agreement number.
  • The bank account details of your other lender(s) we should use to pay off your loan.

We'll make sure the transfer is made timely according to the details you shared.

Visit our refinancing page on our website for more information.

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Bondora AS

A.H.Tammsaare tee 47, Tallinn 11316, Estonia
Estonian company number 11483929
EU VAT number: EE101252401

Representative example
A loan of 2,230 over 5 years will cost you € 63.88 per month. Representative 31.74% APR. The total amount payable over 5 years is € 3,962.53, which includes € 1,156.73 interest at 17.85% fixed and a €445.8 account management fee. A €130 contract fee will be collected immediately after loan is paid out. The total charge after 5 years is €1,732.53. The total amount of credit is 2,230. The rate you are offered will depend on your individual circumstances. Please examine the terms and conditions of our financial service and consult an expert if necessary.

Our loan terms
Loan amount from 500€ to 10000€. Repayment period from 3 to 60 months. Annual Percentage Rate (APR) from 31.74% to 61.56%. The rate you are offered will depend on your individual circumstances.