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What is B Secure+?

B Secure+ is a premium customer level of Bondora. This means you get all the features of B Secure, plus many extra benefits, such as:

  • More principal-free payments*
  • Automated early repayments
  • Priority support
  • Convenient automatic notifications
  • Early access to new services
  • Exclusive partner offers

Being a B Secure+ customer means you can change your loan schedule and have a more flexible experience with Bondora. It makes it easier for you to stay on track with your payments and have less stress.

*B Secure only enables a principal payment holiday of up to 12 months. Whereas with B Secure+, you could have a principal payment holiday of up to 5 years.

Who can use B Secure+?

B Secure+ can be used by any customer who has at least one active loan in Bondora. To use B Secure+, you must agree with the terms and conditions.

How much does B Secure+ cost?

€19.99 per month. This includes all the B Secure features.

Because you are a B Secure+ customer, you will only pay one B Secure+ fee per month, regardless of the number of active loans you have. So, if you have one active loan or more, then you'll pay just €19.99 per month.

When do I have to pay for B Secure+?

The €19.99 fee for B Secure+ is added to your monthly repayments. It is also charged during the principal payment holiday. The fee is deducted automatically from your Bondora account each month on the same day as your repayment date for your active loan agreement(s).

The first fee for B Secure+ is payable with the next repayment, regardless if any changes have been made or not.

Always ensure that you add the right amount to your Bondora account before your repayment date to pay for B Secure+, along with your monthly repayments and any other invoices.

How does automatic early repayment work with B Secure+?

If you add more money than what is needed, then it will be used as early repayment. Depending on the amount, it will either be used as a partial or full early repayment amount.

If you have more than one active loan agreement and enough money on your account to repay one loan fully, we will automatically close that loan.

If there is still money left, the money on your account will be spread across your remaining loan(s).

Check out our other support articles to learn more about partial or full early repayments.

How do I cancel B Secure+?

If you have already changed your payment schedule using B Secure+, you can't cancel the service until the last loan agreement expires. 

The last bill must be paid with the next monthly payment. 

If you adhere to these requirements, you can contact our support team via this form to cancel B Secure+.

B Secure+ will become inactive 30 days after it's been canceled by our Support team.


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Bondora AS

A.H.Tammsaare tee 47, Tallinn 11316, Estonia
Estonian company number 11483929
EU VAT number: EE101252401

Representative example
A loan of 2,230 over 5 years will cost you € 63.88 per month. Representative 31.74% APR. The total amount payable over 5 years is € 3,962.53, which includes € 1,156.73 interest at 17.85% fixed and a €445.8 account management fee. A €130 contract fee will be collected immediately after loan is paid out. The total charge after 5 years is €1,732.53. The total amount of credit is 2,230. The rate you are offered will depend on your individual circumstances. Please examine the terms and conditions of our financial service and consult an expert if necessary.

Our loan terms
Loan amount from 500€ to 10000€. Repayment period from 3 to 60 months. Annual Percentage Rate (APR) from 31.74% to 61.56%. The rate you are offered will depend on your individual circumstances.