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How quickly will I get a loan offer?

It takes about five minutes to complete a loan application. We don't believe in unnecessary paperwork – the simpler, the better. That being said, please take your time and make sure you add all the necessary information required for a successful loan application. It’s important because it will influence your ability and the specifications of your loan. 

After you have submitted your bank statement via Instantor, it takes just a few minutes for us to prepare a final loan offer. If it takes longer, we'll let you know.

Once you've received the final loan offer, you must sign the loan agreement with the PIN code sent to your registered phone number. Once you've signed it, we'll immediately transfer the loan amount to your bank account. You should receive the money within a few hours. Please note: It might take longer on public holidays and weekends.


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Bondora AS

A.H.Tammsaare tee 47, Tallinn 11316, Estonia
Estonian company number 11483929
EU VAT number: EE101252401

Representative example
A loan of 2,230 over 5 years will cost you € 63.88 per month. Representative 31.74% APR. The total amount payable over 5 years is € 3,962.53, which includes € 1,156.73 interest at 17.85% fixed and a €445.8 account management fee. A €130 contract fee will be collected immediately after loan is paid out. The total charge after 5 years is €1,732.53. The total amount of credit is 2,230. The rate you are offered will depend on your individual circumstances. Please examine the terms and conditions of our financial service and consult an expert if necessary.

Our loan terms
Loan amount from 500€ to 10000€. Repayment period from 3 to 60 months. Annual Percentage Rate (APR) from 31.74% to 61.56%. The rate you are offered will depend on your individual circumstances.