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How do I withdraw money from my account?

If you have no active loan, or if you have made a payment larger than your monthly payment due and decide you don't want to use the money for repayment, you can withdraw your money to your bank account. To withdraw money from your Bondora account, log in with your details and scroll down on your dashboard until you see this:


Please note: This screenshot is only applicable for customers with no active loans.

If you have an active loan(s), will see "€xx.xx available for withdrawal" under the SEPA-payment details.

But before you make a withdrawal order, please scroll to the top of your dashboard and ensure that there will be enough money on your account for your next repayment, e.g.:

Dashboard info
  • You can only withdraw money to the same bank account you used for your bank verification. If your bank account has changed or closed and you want to register a new account, please click here.
  • You can only withdraw money to a bank account registered in your name and held at a licensed European credit institution. Please ensure your bank account details are correct before withdrawing.
  • All withdrawals need to be confirmed with a PIN code sent to your registered phone number. If your phone number has changed and you have to register a new number, please click here.

If everything is in place, you can complete your withdrawal without any hassle. The money will generally be credited to your bank account the same day; however, payments made in the evenings, weekends, and holidays will be credited to your account on the next business day.

⚠️Please note: If there is a payment date during the week that follows a withdrawal order, the withdrawal order will be canceled.

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Bondora AS

A.H.Tammsaare tee 47, Tallinn 11316, Estonia
Estonian company number 11483929
EU VAT number: EE101252401

Representative example
A loan of 2,230 over 5 years will cost you € 63.88 per month. Representative 31.74% APR. The total amount payable over 5 years is € 3,962.53, which includes € 1,156.73 interest at 17.85% fixed and a €445.8 account management fee. A €130 contract fee will be collected immediately after loan is paid out. The total charge after 5 years is €1,732.53. The total amount of credit is 2,230. The rate you are offered will depend on your individual circumstances. Please examine the terms and conditions of our financial service and consult an expert if necessary.

Our loan terms
Loan amount from 500€ to 10000€. Repayment period from 3 to 60 months. Annual Percentage Rate (APR) from 31.74% to 61.56%. The rate you are offered will depend on your individual circumstances.