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How do I repay my loan?

You repay your loan through fixed payments once a month, according to the agreed-upon loan schedule. These monthly payments are automatically deducted from your Bondora account on the payment date. But you must ensure there is enough money available on your Bondora account before your scheduled loan repayment dates. You have to transfer money to your Bondora account manually.

Bondora tip: You can set up a recurrent payment with your bank so you never miss a payment.

If you make a transfer before the due date, the amount will remain in your Bondora account as a prepayment and will be automatically linked to the contract when the payment date is reached.

Please note: Payment schedule dates may vary. If the payment date falls on a weekend or public holiday, the payment deadline is the following business day.

Bondora will also send out SMS and email reminders about approaching deadlines. If there is already enough money on your Bondora account for your monthly payment, we will not remind you of the upcoming payment date. If there is already enough money on your Bondora account for your monthly payment, we will not remind you of the upcoming payment date.

Before making the transfer to your Bondora account, you should check the payment schedule and any unpaid invoices on your account. You can see how to view your payment schedule here.

For different options on repaying your loan, please read this article.


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Bondora AS

A.H.Tammsaare tee 47, Tallinn 11316, Estonia
Estonian company number 11483929
EU VAT number: EE101252401

Representative example
A loan of 2,230 over 5 years will cost you € 63.88 per month. Representative 31.74% APR. The total amount payable over 5 years is € 3,962.53, which includes € 1,156.73 interest at 17.85% fixed and a €445.8 account management fee. A €130 contract fee will be collected immediately after loan is paid out. The total charge after 5 years is €1,732.53. The total amount of credit is 2,230. The rate you are offered will depend on your individual circumstances. Please examine the terms and conditions of our financial service and consult an expert if necessary.

Our loan terms
Loan amount from 500€ to 10000€. Repayment period from 3 to 60 months. Annual Percentage Rate (APR) from 31.74% to 61.56%. The rate you are offered will depend on your individual circumstances.