How do I apply for a loan?
We want to make getting loans accessible. That's why you can apply for a Bondora loan online any day and at any time. It takes about five minutes to complete our application. If your application was successful, you'll receive an initial loan offer.
To get started, open the loan application page and follow these steps:
1. Identify yourself and submit a bank statement
One-time identification is required when you apply for your first loan so we can verify your identity and bank account. You can do it using any of the identification methods provided. The next step is to submit your bank statement via Instantor. We use this to assess your solvency and, if possible, make you a final loan offer with a lower interest rate and a lower monthly payment. Please note: Confirming your bank account does not mean you have to accept the loan offer.
2. Submit a loan application and select the appropriate loan offer
Once you have completed your application, and it was successful (meaning, Bondora can grant you a loan) you will be offered an initial loan offer. Choose the appropriate loan amount and monthly payment according to your payment possibilities and financial needs.
3. Read and accept the terms of the final offer
After accepting the initial offer, a final offer will be sent to you. Please note: The final offer might be different from the original. Please read all the terms and conditions before you accept them. A contract fee is added to the amount stated in the final loan offer. You can read the price list here.
4. Sign the contract
You'll have 24 hours to sign the contract before your final loan offer expires. Because we're 100% online, you will 'sign' the contract using the unique PIN code sent to your registered phone number. Once you have signed the loan agreement, the money will be automatically transferred to your bank account. It's as simple as that!