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Applying for a loanWhat is Bondora's loan application process?How do I apply for a loan?Who can apply for a loan at Bondora?How long does it take to apply for a loan?How do I verify my identity?How do I verify my bank account via Trustly?How and why should I submit a bank statement via Instantor?Can I change the details of my loan application?Can I cancel a loan application?When will I receive my money?Can I apply for a new loan if I already have one at Bondora?Can I apply for a loan to refinance?What should I do if I'm not happy with the loan offer?Active loanHow do I repay my loan?How do I add money to my Bondora account?How do I withdraw money from my account?Can I cancel my loan within 14 days after signing the loan agreement?Where can I see my payment schedule?How do I repay my loan early?How can I change my payment schedule?What happens if I have trouble paying back my loan?What is B On Track?What is B Secure?DebtHow does Bondora settle debt?What is the debt procedure for active loans?What is the debt procedure for canceled loans?What happens if the debt is pending before a bailiff?What happens if my debt information is published in the Estonian Credit Register?What is the debt procedure for exceptional cases?My account Is my personal information safe?How do I create a new password?How do I change my contact details?I can't access my old email address registered at BondoraHow can I change my bank account number on my Bondora account?How do we identify the customer?Why is it necessary to identify the customer?Who do we share information with?How can I close my Bondora account?My documents Where can I see my account statement?Where can I find my signed contracts?Where can I find my paid and unpaid invoices?Contacting Bondora Customer SupportHow to send queries to Bondora Customer SupportWrite to us from the email address registered with Bondora.What should I do if I receive a message on my phone that was not meant for me?What should I do if I get a postal letter that was not meant for me?What should I do if I get an email, but I don't have a Bondora account?What should I do if I write to Bondora on someone's behalf?Financial performance of Bondora Group

How do I add money to my Bondora account?

To add money to your Bondora account, log in with your details and choose between the two options of adding money to your account.

Once you're logged in, there are 2 ways to add money to your Bondora Account:

1. Trustly

The fastest option is to make a payment via Trustly. And who doesn't love quick and fast payments? Trustly makes the payment directly from your online bank, so your payment is confirmed immediately. It's secure, free, and you don't have to register for Trustly. You just need your internet bank login details to pay via Trustly.

To make a payment, click on the "Online payment" button, choose the amount you want to transfer and click on “Add funds”. Next, find your bank and log in to your Internet bank. Payment will be confirmed immediately and will be credited to your Bondora account within minutes. If your bank is not on the Trustly list, you will not be able to use this method to make the transfer.

Important: You should always use the unique reference number generated for each new transfer via Trustly. You'll see this reference number in the Trustly window when you're making a payment. 

Trustly payments can only be made by logging in to your Bondora account. If you want to make a transfer from your Internet bank, please use SEPA payment details:

2. SEPA payments and payments through your online bank

You can also transfer money via your online bank. Simply choose “SEPA payment” and click on “Go to bank”. You can also do this manually, using your personal payment details. Log in into your bank, make a new payment, and add the relevant payment details. Please include your reference number and your name in the payment information. You should also specify that the payment is made in euros. You can find payment details by clicking the "SEPA payment" button. 

Beneficiary: Bondora AS

Bank: AS LHV Pank

IBAN: EE937700771004427510

BIC/SWIFT: LHVBEE22 (XXX)

Address: Tartu mnt 2, 10145 Tallinn, Estonia

Your reference number and the reference text (You can copy these details from Settings of your Bondora account).

SEPA payments will generally be credited to your Bondora account within a few hours. Depending on the bank, the transfer may take up to 3 business days. On holidays and weekends, it may take longer to reach your account. Because interest is calculated every day, it's better to add a little extra money to cover accrued interest while your payment makes its way to your Bondora account. You can always use the extra money for your next payment or to withdraw without extra costs.

Also, please confirm the exact costs with your bank before transferring money. If your bank also levies a charge on the payment receiver, then these charges will be added to your monthly repayments.


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Bondora AS

A.H.Tammsaare tee 47, Tallinn 11316, Estonia
Estonian company number 11483929
EU VAT number: EE101252401

Representative example
A loan of 2,230 over 5 years will cost you € 63.88 per month. Representative 31.74% APR. The total amount payable over 5 years is € 3,962.53, which includes € 1,156.73 interest at 17.85% fixed and a €445.8 account management fee. A €130 contract fee will be collected immediately after loan is paid out. The total charge after 5 years is €1,732.53. The total amount of credit is 2,230. The rate you are offered will depend on your individual circumstances. Please examine the terms and conditions of our financial service and consult an expert if necessary.

Our loan terms
Loan amount from 500€ to 10000€. Repayment period from 3 to 60 months. Annual Percentage Rate (APR) from 31.74% to 61.56%. The rate you are offered will depend on your individual circumstances.