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How do I add money to my Bondora account?

You have two options to add money to your Bondora account: SEPA transfers or Trustly* payments. Both are easy and almost instant!

Payment options

1. SEPA transfers and payments through your online bank

  1. Log in to your Bondora account.
  2. Use the online payment information that's displayed on the dashboard to make a payment to Bondora.
  3. Log in to your online bank, make a new payment, and add the relevant payment details. Please include your reference number and your name in the payment information. 

Receiver: Bondora AS

IBAN account no: EE937700771004427510

Bank: AS LHV Pank


Reference number: Use your unique reference number found on your dashboard

Reference text: Use your unique reference text found on your dashboard

Address: Tartu mnt 2, 10145 Tallinn, Estonia

SEPA payments will generally arrive in your Bondora account within a few hours. Depending on the bank, the transfer may take up to 3 business days. On holidays and weekends, it may take longer to reach your account.

Also, please confirm the exact costs with your bank before transferring money. If your bank also levies a charge on the payment receiver, then these charges will be added to your monthly repayments.

2. Trustly

Another option is to make a payment via Trustly. Trustly makes the payment directly from your online bank, so your payment is confirmed immediately. It's secure, free, and you don't have to register for Trustly. You just need your internet bank login details to pay via Trustly.

  1. To make a payment, log into your account and switch from the default SEPA option to Trustly.
  2. Enter the amount you want to add to your account and click on “Add funds”.
  3. Next, find your bank and log in to your internet bank. The payment will be confirmed immediately and added to your Bondora account within minutes. If your bank is not on the Trustly list, please use the SEPA transfer option instead.

Important: If you use Trustly, you can only use the unique reference number generated for each new transfer. You'll see this reference number in the Trustly window when you're making a payment from your Bondora accountIf you accidentally re-used a previously generated reference code and sent your money directly to Trustly’s bank account, please contact Trustly’s customer support directly. Once you've provided them with proof of payment, Trustly will refund your money directly.

Trustly payments can only be made by logging in to your Bondora account. If you want to make a transfer from your Internet bank, please use the SEPA transfer option.

*EveryPay for customers in Spain

In Spain, customers can use EveryPay (instead of Trustly) to make payments. EveryPay is safe, fast, and free to use. You only need credit/debit card details to add money to your Bondora account. Here's how:

  1. Log into your Bondora account and change the default SEPA payment option to EveryPay.
  2. Enter the amount you want to add to your Bondora account and click 'Add funds.'
  3. Next, a drop-down will open where you must add the details of the bank card you will use. Add the card number, the cardholder's name, the expiry date, and the 3-digit verification code.

Important: once you've completed the process, we recommend you send proof of payment.

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Bondora AS

A.H.Tammsaare tee 47, Tallinn 11316, Estonia
Estonian company number 11483929
EU VAT number: EE101252401

Representative example
A loan of 2,230 over 5 years will cost you € 63.88 per month. Representative 31.74% APR. The total amount payable over 5 years is € 3,962.53, which includes € 1,156.73 interest at 17.85% fixed and a €445.8 account management fee. A €130 contract fee will be collected immediately after loan is paid out. The total charge after 5 years is €1,732.53. The total amount of credit is 2,230. The rate you are offered will depend on your individual circumstances. Please examine the terms and conditions of our financial service and consult an expert if necessary.

Our loan terms
Loan amount from 500€ to 10000€. Repayment period from 3 to 60 months. Annual Percentage Rate (APR) from 31.74% to 61.56%. The rate you are offered will depend on your individual circumstances.