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How can I change my payment schedule?

If you want to request a new payment schedule, you can do so with B Secure

To activate B Secure, log in to your Bondora account and scroll down on the dashboard to the B Secure section. After carefully reading the Terms and Conditions, tick the required box and click on 'Sign up for B Secure'.

B Secure signup

You will then get a success message and a button will appear where you can change your payment schedule. Click on this button and change the schedule to suit your needs.

Change schedule

Approve a new schedule

Once you've made all the changes you want, follow these steps:

  • Click the "Show new schedule" button and read the new payment schedule carefully. If you have multiple loans, please make sure to check each new payment schedule separately.
  • If all conditions are met, click "Sign" and follow the on-screen instructions.

How to qualify for B Secure:

With B Secure, you can request a new payment schedule if you meet the following conditions:

  • If there is one loan agreement, you have paid at least one full monthly payment within the valid payment schedule.
  • If you have more than one loan, you can use B Secure only after paying at least the first monthly payment under the new agreement in full.
  • If you have recently changed your schedule using B Secure, you can use the service again if you have paid the full amount of at least one new scheduled monthly payment.
  • B Secure cannot be used if you have a long-term debt to Bondora, and Bondora has the right to initiate debt collection through the courts. You can read more here.

If you have debt when changing the payment schedule (including unpaid invoices), your debt will be added on top of your monthly payments. Therefore, the following payments on the new schedule may be higher due to the added debt.

If you want to learn more about B Secure or how to cancel it, click here.

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Bondora AS

A.H.Tammsaare tee 47, Tallinn 11316, Estonia
Estonian company number 11483929
EU VAT number: EE101252401

Representative example
A loan of 2,230 over 5 years will cost you € 63.88 per month. Representative 31.74% APR. The total amount payable over 5 years is € 3,962.53, which includes € 1,156.73 interest at 17.85% fixed and a €445.8 account management fee. A €130 contract fee will be collected immediately after loan is paid out. The total charge after 5 years is €1,732.53. The total amount of credit is 2,230. The rate you are offered will depend on your individual circumstances. Please examine the terms and conditions of our financial service and consult an expert if necessary.

Our loan terms
Loan amount from 500€ to 10000€. Repayment period from 3 to 60 months. Annual Percentage Rate (APR) from 31.74% to 61.56%. The rate you are offered will depend on your individual circumstances.